Refinancing

Just like your physical health, your home loan needs a check-up every now and then. It’s important to speak to an expert to ensure your loan still aligns with your personal circumstances.

Are you growing your family, downsizing, building your portfolio or adjusting to a new income? Your lender may have changed their rates or products. Perhaps you want to find out if you could be debt free sooner than on your current loan.

We know the ins and outs of lenders and their products. If things are changing, we can help you refinance your loan to best suit you.

Want your loan to be approved faster? These are our top tips.

Have up to 20% of the property value plus settlement costs in your savings account for at least 3 months.
Provide detailed statements as proof of living expenses for the most recent 3 months.
Submit all requested documentation as soon as possible.
Ensure all previous and current debts/liabilities are being/have been paid on time.
If self-employed, have 2 most recent payslips OR 2 years of financials on hand.